Health Services

Health Insurance Plan: Waiver/Enrollment

NJIT requires that all full-time, undergraduate students carrying 12 or more credit hours, graduate students carrying a minimum of 9 credit hours, and F1 and J1 international students carrying 3 or more credit hours have current health insurance.

These students are automatically enrolled in the school-sponsored Student Health Insurance Plan.

NJIT requires that all full-time, undergraduate students carrying 12 or more credit hours, graduate students carrying a minimum of 9 credit hours, and F1 and J1 international students carrying 3 or more credit hours have current health insurance.

To decline (waive) the NJIT health insurance, you must complete an online waiver. 

Hard waiver site is located at this link (you will be directed to log on to the "My NJIT" site) "Hard Waiver" .

Full-time students who do not show proof of adequate health insurance will be automatically enrolled in the  NJIT Student Health Insurance Plan and the premium will be added to the student’s bill.

Part-time students (Graduate and Undergraduate), spouses and students who have lost their insurance may voluntarily enroll in a NJIT Student Health Insurance Plan.  For details on plans and how to enroll click on this link (you will be directed to log on to the "My NJIT" site) "Voluntary Enroll" .

Frequently asked questions about the Health Insurance

  1. I missed the waiver deadline, what do I need to do?
    • You have to call the Bursar's Office at (973) 596-BURSAR(2877).
       
  2. I am waiting for my insurance card to arrive.  I have a letter showing proof of coverage.  What should I do?
    • Please call Student Services at 973-596-3621.  We can assist you you with the waiver process. 
       
  3. I waived the the health insurance and it is still on my bill.
    • Make sure you received a confirmation by email that you successfully waived the insurance
    • It takes 5 business days for the waiver to be processed
    • If it has been more than 5 days, call (973) 596-BURSAR(2877) and give them the confirmation number from your email.
       
  4. I enrolled in the student health plan and I have not received a card
    • Make sure that you have a local address entered into Banner.
    • You can log on to the website and create your account.  Click on "Account Login"
       
  5. What does the health plan cover?
  6. What happens to my coverage if I take a leave of absence from NJIT?
    • A: If you withdraw from school within the first 31 days of a coverage period, you will not be covered under the Policy and the full premium will be refunded, less any claims paid. After 31 days, you will be covered for the full period that you have paid the premium for, and no refund will be allowed. (This refund policy will not apply if you withdraw due to a covered Accident or Sickness.)
       
  7. ​​What happens to my coverage if I change from a full-time to a part-time student?
    • All full‐time, domestic undergraduate students carrying 12 or more credit hours, domestic graduate students carrying a minimum of 9 credit hours, and F1 and J1 international students carrying 3 or more credit hours, who are enrolled at the New Jersey Institute of Technology, and who actively attend classes for at least the first 31 days, after the date when coverage becomes effective.   If you have coverage and change to part-time, your coverage is not affected because the premium is the same for all students.  
       
  8. I tried to enroll in the NJIT SHP and received the message that I am not an eligible student.  How can I enroll?
    • Home study, correspondence, Internet classes, and television (TV) courses, do not fulfill the eligibility requirement that the student actively attend classes. Part-time students defined as undergraduate students carrying less than 12 credit hours or  graduate students carrying a less than 9 credit hours may enroll in the insurance plan.  The fee is not added to their tuition and must be paid in full at the time of enrollment on the Student Health plan website at https://www.aetnastudenthealth.com/students/student-connection.aspx?GroupID=846536